#55 - Financial Assistance for People with Limited Means

When my health crashed with the lupus, we entered a barren period of finances. We scraped by. We sold the second car, we cut our budget to the bare bones, and when that was not enough... we sold off heirlooms and my book collection.

There is a looong waiting period before social security disability comes through. Here in New York State my wait was about two years.

You make due.

We were lucky because we had something to fall back on.

Many people today do not.

In the United States... right now... 41% of the middle working class have no health insurance.

Modest Needs is an organization dedicated to helping people whom I call the hard working poor.

There have been countless times in my social work career when I have met up with good, decent, hard-working folks who are a hair's breadth away from poverty when a financial burden depletes their meager earnings.

This happens a lot with lupus too.

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